Life Insurance Underwriting

Across 15 chapters, every question reviewed and exam-aligned.

Tap a chapter to see what it covers.

1. 1Life Underwriting - Principles and Concepts (Part 1)27 questions27▾

   Life underwriting basics: what underwriting is, assessing individual risk, classifying risks and possible underwriting decisions.

2. 2Life Underwriting - Principles and Concepts (Part 2)27 questions27▾

   Underwriting methods: judgment and numerical rating, extra mortality ratings, riders, preferred lives and backdating of policies.

3. 3Underwriting Process and Structure27 questions27▾

   Underwriting process: proposal sourcing and application, underwriting department structure, philosophy, genetic testing and current challenges.

4. 4Financial Underwriting27 questions27▾

   Financial underwriting: assessing cover needed, insuring housewives, minors and key persons, partnerships, HUF and MWP Act.

5. 5Occupational, Avocational and Residential Risks27 questions27▾

   Non-medical risks: how occupation, hazardous hobbies and place of residence affect mortality and underwriting.

6. 6Reinsurance27 questions27▾

   Life reinsurance: what it is, ceding and retrocession, treaty types and underwriting audits by reinsurers.

7. 7Blood Disorders27 questions27▾

   Blood disorders: blood components and functions, anaemia types and causes, and other blood disorders underwriters consider.

8. 8Nervous System27 questions27▾

   Nervous system: central and peripheral nervous system parts and common nervous disorders for underwriters.

9. 9Diabetes Mellitus27 questions27▾

   Diabetes mellitus: types, pre-diabetes, diagnostic tests, complications and assessing diabetic applicants for life insurance.

10. 10Thyroid Diseases26 questions26▾

    Thyroid diseases: the thyroid gland, its hormones, common thyroid problems, treatment and underwriting implications.

11. 11Urinary System27 questions27▾

    Urinary system: kidneys and urinary organs, proteinuria, hematuria, kidney function tests and urinary disorders in underwriting.

12. 12The Respiratory System26 questions26▾

    Respiratory system: lung structure, asthma, COPD, lung function tests and underwriting of respiratory conditions.

13. 13Gastrointestinal / Digestive System26 questions26▾

    Digestive system: its organs, common disorders like hepatitis and polyps, investigations and underwriting implications.

14. 14Cardiovascular System26 questions26▾

    Cardiovascular system: how the heart and vessels work, blood pressure, heart disease risk factors and underwriting.

15. 15Special Senses: Disorder of the Eyes, Ears and Nose26 questions26▾

    Special senses: how the eyes, ears and nose work, and their common disorders.