DiplomaIC-35 · ✓ Latest III editionEdition 2023Required for Health Insurance Diploma

Basics of Health Insurance

Insurance Institute of India: Diploma Examination

Specialized Diploma in Health Insurance. Covers health insurance concepts, healthcare systems, financing models, underwriting principles and practices, products, and the regulatory environment. 669 practice MCQs across 7 chapters.

✓7 chapters✓Chapter-wise practice tests✓1 full mock test (100 multiple choice questions · 2 hrs)✓Personalised study recommendations✓Subject tutor (available after purchase)
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IC-35 exam at a glance

CourseIII Specialised Diploma in Health Insurance
Exam2 hours, online, multiple choice
Pass mark60% (75% for distinction)
669verified practice questions

Across 7 chapters, every question reviewed and exam-aligned.

Tap a chapter to see what it covers.

  1. 1Healthcare in India87 questions

    Healthcare in India: levels of care, laws, stakeholders, progress, current issues and patient safety accreditation.

  2. 2Health Financing and Insurance Models109 questions

    Health financing models: health economics, Beveridge, Bismarck and national insurance models, and India's access gaps.

  3. 3Health Insurance in India80 questions

    Health insurance in India: social and private health insurance, stakeholders, penetration challenges and IRDAI's role.

  4. 4Health Insurance Underwriting Principles104 questions

    Health underwriting principles: need, process, adverse selection, moral hazard, factors affecting underwriting and reinsurance.

  5. 5Health Insurance Underwriting Practices100 questions

    Health underwriting practice: proposal forms and medical reports for retail cover, group underwriting and pricing.

  6. 6Health Insurance Products96 questions

    Health insurance products: hospitalisation indemnity, hospital cash, critical illness, group covers and health savings accounts.

  7. 7Health Insurance - Marketing and Distribution93 questions

    Health insurance marketing: market opportunities, customer segments, distribution channels and marketing strategies.

1 Mock Test
•100 random questions
•120 minutes
•Fresh questions every attempt

Draws from all 669 questions across every chapter, so no two attempts are the same.

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IC-35: frequently asked questions

What does IC-35 cover?

IC-35 covers the basics of health insurance in India: the healthcare system, health financing models, the growth of health insurance, underwriting principles and practices, health products, and marketing and distribution.

Which course is IC-35 part of?

The III Specialised Diploma in Health Insurance. Since January 2016, diploma papers do not count as credit points towards Licentiate, Associateship or Fellowship.

What is the pass mark for IC-35?

60%. A score of 75% or more is a pass with distinction.

How long is the IC-35 exam?

2 hours. It is an online exam with multiple choice questions.

When will I know my result?

You see your score right after the online exam. The formal result usually follows within about a month.

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